Privacy Policy for Gama Asset Operations and Management App

Effective Date: [Insert Effective Date]

1. Introduction

Shimps Investments Limited ("we," "our," "us") operates the Gama Asset Operations and Management App ("App"). This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our App. By accessing or using the App, you agree to the terms of this Privacy Policy. If you do not agree with the terms, please do not access or use the App.

2. Information We Collect

We may collect the following types of information:

  • Personal Data:
    • Name
    • Email
    • Phone number
    • Organization name
  • Usage Data:
    • App usage data
    • Pages visited
    • Time on app
    • Time on site
    • Actions taken
  • Device Data:
    • IP address
    • Device type
    • Browser type
  • Payment Data:
    • Payment information collected and processed by our third-party payment provider, Flutterwave

3. Methods of Data Collection

We collect data through:

  • User input when creating an account or using the App
  • Automated data collection through the App's functionalities
  • Use of cookies and similar technologies to track user activity

4. Use of Collected Data

We use the collected data to:

  • Provide and manage user accounts
  • Facilitate and process subscription payments through Flutterwave
  • Deliver our services
  • Improve the App's functionality and user experience
  • Communicate with users about updates, promotions, and other relevant information
  • Offer tailored promotions and advertising

5. Sharing of Data

We may share your data with:

  • Third-party service providers who assist us in operating the App, including Flutterwave for payment processing
  • Business partners for marketing and promotional purposes

We do not sell, trade, or otherwise transfer your personal data to outside parties except as described in this Privacy Policy.

6. Data Protection

We implement robust security measures to protect your data, including:

  • Encryption of data during transmission using Secure Socket Layer (SSL) technology
  • Secure servers to store your data

Despite these measures, please be aware that no security measures are perfect or impenetrable, and we cannot guarantee absolute security.

7. Data Retention

We retain your data:

  • Indefinitely, or until you request permanent deletion
  • Based on the necessity to fulfill the purposes for which it was collected

8. User Rights

You have the right to:

  • Access your data
  • Correct any inaccuracies in your data
  • Request deletion of your data

You can exercise these rights through the app interface or by contacting us at gamammshelp@gmail.com for permanent deletion requests.

9. Opt-Out Options

Currently, there are no options available for users to opt out of data collection or specific uses of their data. By using the App, you consent to our data collection and usage practices as described in this Privacy Policy.

10. Legal Basis for Processing Data

We process personal data based on the consent you provide when signing up and creating an account. For any processing that requires further consent, we will obtain it before processing your data.

11. Compliance with Laws

We comply with all relevant data protection laws, including but not limited to the General Data Protection Regulation (GDPR) and the California Consumer Privacy Act (CCPA). As our company resides in Zambia, we also comply with Zambian law. We ensure that your data is processed lawfully, fairly, and transparently.

12. Updates to the Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any significant changes by email and by posting the new Privacy Policy on our App. Your continued use of the App after such modifications will constitute your acknowledgment of the modified Privacy Policy and your consent to abide and be bound by it.

13. Contact Information

If you have any questions or concerns about this Privacy Policy, please contact us:

14. Limitation of Liability

To the fullest extent permitted by law, Shimps Investments Limited, its affiliates, officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses, resulting from (i) your access to or use of or inability to access or use the App; (ii) any conduct or content of any third party on the App; (iii) any content obtained from the App; and (iv) unauthorized access, use, or alteration of your transmissions or content.

15. International Data Transfers

We may transfer your data to countries outside the European Economic Area (EEA) where our service providers are located. When we transfer your data outside the EEA, we ensure that it is protected by appropriate safeguards, such as the Standard Contractual Clauses approved by the European Commission, to ensure that your privacy rights continue to be protected as outlined in this Privacy Policy.

16. Children’s Privacy

Our App is not intended for use by children under the age of 16. We do not knowingly collect personal data from children under 16. If we become aware that we have collected personal data from a child under 16, we will take steps to delete such information promptly. If you believe we might have any information from or about a child under 16, please contact us at gamammshelp@gmail.com.

Copyright 2024 Gama Asset Management
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